Need an appraisal in Cadillac or Wexford County?

The top seven reasons MI homeowners order from Quadrant Northwest Appraisal Services:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
Challenge property tax assessments
To lower a mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (HELOC)
Review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate

Do you own a home in or near Cadillac? Do you need help determining the price of your real estate?
Contact Quadrant Northwest Appraisal Services.

At Quadrant Northwest Appraisal Services, we understand the special needs of a consumer after appraisal services. Our typical business clients understand the appraisal process and the standard "products" we deliver to them. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value assessment than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're experienced in helping people just like you get rid of undesirable PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. This means you are probably paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Quadrant Northwest Appraisal Services is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is near a declining area. This can this be troublesome from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Quadrant Northwest Appraisal Services can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would wish to have a seasoned expert double-check it for accuracy or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Quadrant Northwest Appraisal Services offers field reviews where we go out and check the subject and comps. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home.